Differences Between a Condo Association and a Homeowner’s Association

Understanding the differences between each type of association will help future owners of 30A luxury homes to get the most out of their association’s ownership experience, whether they buy condos or single family homes along 30A.

The major difference between homeowners associations (HOAs) and condominiums associations revolves around the type of real property development administered by the association. An HOA governs a single-family, planned development made up of lots. Each lot is improved with a separate home. Traditionally, these developments are your typical suburban neighborhood with stand-alone homes, each with a yard. A condominium association governs a common structure(s) comprised of multiple units.

Be more knowledgeable of the association fees, rules, regulations, and restrictions to get a better experience in your 30A luxury home.

Here are some of the basics of a condo association and a HOA:

Condominium Association

A condominium is a joint ownership of the building, grounds and common elements (or areas) while the units are individually owned.

A condominium is created by record of a declaration of covenants and restrictions, bylaws, and a condo plat in the municipal land records or local county.

Although condo unit owners are empowered to run the condominium, they elect a Board of Directors to carry out most of the powers and duties of the condo association.

Common elements in a condominium can be broken down into general common elements (GCEs) and limited common elements (LCEs).

GCEs are available for use by all unit owners and include lobbies, common hallways, sidewalks, roofs, elevators, and community facilities (swimming pools, parking lots, etc.).

LCEs are parts of the condo that are designated for the exclusive use of unit owner only such as balconies and patios in a condo.

The designation of LCEs can be found in the condo association’s declaration or on the plats. In some cases, the Board of Directors assigns these designations, as in the case of parking spaces. Common examples of limited common elements are balconies and patios serving a unit.

Maintenance, repair, and replacement of the LCEs as well as the unit is the responsibility of the unit owner to whom the LCEs were designated.

Annual common expenses of the condominium are determined by the Board of Directors. Every unit owner is assessed of their share of common expenses based on their percentage of ownership interest, meaning the larger the unit, the bigger the unit owner’s proportional share of the common expense in the condominium.

Know the difference between a condo and a homeowner's association to get the most benefits for your 30A luxury homes.

Homeowner’s Association

An HOA is comprised of homeowners living in 30A luxury homes, whose purpose is to ensure maintenance and provision of community facilities and enforcement of HOA covenants and restrictions.

An HOA is created by record of a Declaration of Covenants, Conditions and Restrictions (CC&R) in local land records. Unlike a condo association, the bylaws of the HOA are not recorded in the land records.

The Board of Directors are delegated by the HOA’s bylaws. The Board is responsible for determining the amount of annual association fees, making and enforcing rules and regulations, architectural guidelines, and maintaining the common areas.

The common areas are owned by the HOA, and not the lot owners, through a common area deed from the original developer or declarant. Common areas include sidewalks, parking lots, swimming pools, playgrounds, green space, not included in the lots and other recreation facilities.

Homeowners are granted a right to use and enjoy the common areas through a grant of easement included in the CC&R. The right to use common areas may be suspended for violation of the rules and regulations of the HOA or for failure to pay HOA fees.

Maintenance, repair and replacement of the common areas are the responsibility of the HOA.

Homeowners are responsible for the maintenance, repair, and replacement of their lots which include landscaping within the boundaries of their 30A luxury homes as well as the exterior of their home.

There are some HOAs who assume the responsibility of maintaining the landscaping of lots. Any exterior improvements, alterations, or additions by the owner are subject to approval by the HOA’s Architectural Review Board (ARB).

Get the best out of your 30A luxury home's association by understanding their types and differences.

Difference between HOA and Condo Association Fees

Due to the lesser maintenance, repair, replacement, and insurance obligations, HOA fees are usually lower than comparably sized condos.

Condo association fees, along the Emerald Coast of Florida, typically include, maintenance and insurance for the exterior of the building and all common areas, water, sewer, trash, basic cable and sometimes internet. These items are not included in HOAs of single-family homes or townhomes.

Condo fees are paid either monthly or quarterly, whereas HOA fees are typically monthly.

Whether you are planning to buy a condominium unit or a single family home along 30A, you should be informed of the corresponding association fees, rules, regulations, and restrictions so you can maximize the benefits of and enjoy living in your home along 30A. If you need more information about homes and communities along 30A, visit www.30ALuxuryHomes.com

Call me, Debbie James at 850-450-2000. Let me provide you with all the information and tools you need to make your dream 30A luxury home a reality.


Halloween Festivities Along 30A

Halloween along 30A brings lots of fun activities and opportunities for residents of 30A luxury homes to wear their spookiest outfit and party in style.

Residents of homes along 30A can look forward to a fun and haunted Halloween celebration as Seaside kicks off the weekend with ghosts, goblins, fairies and princesses go door-to-door collecting candy from the merchants of Seaside from 4:00PM to 6:00PM on October 31, 2014. Afterwards, hop on the haunted hayride for scary stories told by the Seaside Rep.

Don't miss the spooktacular halloween coming to your 30A luxury homes soon!

Children are also invited to join the Trick or Treat at the “Halloween on the BOOlevard of Fun” which happens simultaneously from 4:00PM to 7:00PM in the Town Center of the Grand Boulevard at Sandestin. Merchants will provide treats from 4-7PM. Kids will also enjoy the live storytelling performed by the Emerald Coast Theatre Company at 5:30PM in the Grand Park. While they are there, families can also visit the unique and whimsical display of Cottage for Kids, which benefits the Children’s Volunteer Health Network. This event is open for all ages and is free for the public.

The Halloween fun doesn’t stop there. Another Trick or Treat event will happen at the Village of Baytowne Wharf.  Merchants along the Village streets will give away your favorite Halloween treats from 6:00PM to 8:00PM on October 31, 2014.

Halloween isn’t for kids only along 30A. Adults can enjoy the famous Noche de los Muertos Costume Party at Alys Beach, which is the biggest Halloween Party of the season. Residents of homes along 30A carefully plan and prepare their costumes months in advance, making this yearly adults-only “Night of the Dead” a spooktacular event full of fabulous and creepy costumes, world-class DJs, and pure fun. The surreal architectural landscape which is the Caliza Pool serves as the perfect backdrop for this event. Don’t miss the hottest party of the year happening on October 31 at the Caliza pool in Alys Beach.

If you haven’t had enough of the goblins, ghouls, and treats at Seaside, you can head on to the Baytowne Marina at the Sandestin Golf and Beach Resort for a spooktacular Halloween Party Cruise on the SOLARIS yacht from 10:00PM-1:30AM. Come in your best Halloween attire and you might just win the contest. Listen to live music from Cadillac Willy while enjoying great drink specials on any of the three indoor and outdoor decks. Participants in the cruise should be 21 years or older.

These halloween events are a taste how of much fun it is to live in one of the 30A luxury homes.

Here are other fun Halloween Festivities happening in Rosemary Beach on October 30:

Harvest Market

10:00 am – 5:00 pm at North Barrett Square

Trick or Treating & Kids’ Halloween Bash

3:30 – 5:30 pm at Town Center / South Barrett Square

3rd Annual Halloween Party

7:00 – 9:00 pm at Cowgirl Kitchen
$20 all-you-can-eat-&-drink pizza & beer. Enter to win costume contest!

Costumes & Cocktails at Restaurant Paradis

If you want to enjoy year-round fun events, activities, and have access to the best beaches in Florida, get your own 30A luxury home by visiting www.30ALuxuryHomes.com

Have a spooktacular Halloween!

Call me, Debbie James at 850-450-2000. Let me provide you with all the information and tools you need to make your dream 30A luxury home a reality.


Rosemary Beach Real Estate | Market Report September 2014

Rosemary Beach was founded on the principles of New Urbanism and Traditional Neighborhood Development. Inspired by other classic beach towns, the 107-acre, gulf-front town of Rosemary Beach was designed to bring back the notions of community, neighborhood and convenience. This slice of heaven on earth offers residents the opportunity to live and work in paradise.

Rosemary Beach FL shopping and dining. Own a 30A luxury home in Rosemary Beach FL and walk or bike to your favorite shops and restaurants.

Distinguished West Indies and Dutch inspired architecture offers a calming palette of earth tones, wide porches and intricate details such as arched doorways and gated courtyards. The multiple neighborhoods of Rosemary Beach are interconnected by a network of pedestrian footpaths, boardwalks and secret pathways that lead to all public areas, including the beach, the Town Square, tennis courts, swimming pools and other town amenities. Cars are restricted to alleyways behind homes and the town’s pedestrian scale ensures that every place within the community is easily accessible by foot.

Rosemary Beach Florida Real Estate is distinguished West Indies and Dutch inspired architeture.

Homes for Sale in Rosemary Beach are, without a doubt, astonishing. This lovely community was established in 1995. To date, about 95% of the homes in Rosemary Beach are built. There are 12 basic building types which establish the character of each neighborhood and ensure the integrity of the Town Plan. Every home in Rosemary Beach is architecturally unique and is custom designed and built to reflect each owner’s tastes, needs and lifestyle. Yet, every house is an inextricable part of the fabric of the town, reinforcing its coastal character.

Click here for the most current list of homes for sale in Rosemary Beach

Rosemary Beach Real Estate Market Report thru September 2014:

The chart below shows the home sales in Rosemary Beach for September 2014.  To date there have been:

  1. 44 homes sales in Rosemary Beach
    1. 15 on the South side of 30A
    2. 29 on the North side

Currently there are only 44 Rosemary Beach homes for sale, 6 homes pending and 44 homes which sold thru September 31, 2014.

Click here for the most current list of homes for sale in Rosemary Beach

Rosemary Beach Market Report |

The chart below shows the Rosemary Beach home sales, per month thru September 30, 2014.

Rosemary Beach Market Report | Monthly Sales

For more information on Rosemary Beach Real Estate, call me, Debbie James at 850-450-2000. Allow me to provide all the tools and information you need to satisfy your real estate needs in Rosemary Beach.


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5 Reasons Why 30A Luxury Homes Are the Perfect Investment

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4 Bedroom Seagrove Beach Home for Sale | 72 Chelsea Loop Wake up everyday to amazing views of the Gulf of Mexico in this stunning 4-bedroom coastal beach cottage home for sale in Seagrove Beach. Conveniently located south of 30A, this 4-bedroom, 4.5 bath home has plenty of room for everyone with more than 3,200 […]

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